Throwing a party?

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You are having a party. You know you need Liability Insurance, or perhaps the facility has informed you that they require a Certificate of Liability. You may also be thinking about purchasing Cancellation Insurance depending on the type of event, the time of year and the location of your event. Liability and Cancellation are our top selling insurance for private parties.

Beyond Liability Insurance and Cancellation Insurance, many other coverages exist to help you protect your investment in a planned private event, such as a birthday party, anniversary party, bat mitzvah, or bar mitzvah. We offer 9 optional coverages for special events that can be added, as needed, including gifts, jewelry, loss of deposits, photographs/video, professional counseling, rented property, special attire and weather insurance. All of our coverages can be selected as standalone coverage or combined in one policy.

Our coverage is flexible. No cookie cutter packages. You only pay for what you need. View a quote in minutes and continue to purchase and print your policy and certificate of liability entirely online.


Does your venue require Liability Insurance? What happens if someone is injured at your party? Liability Insurance covers you in the event that you become legally responsible for bodily injury, personal injury or property damage caused by an accident that occurs during your covered event. When you purchase Liability coverage, Host Liquor Liability is automatically included.

    Liability Insurance coverage limits:

  • $500,000/$1,000,000
  • $1,000,000/$2,000,000
  • $2,000,000/$2,000,000

With Event Insurance by RVNA, you have the option to add Medical Payments to your Liability Insurance. Medical Payments pay reasonable medical expenses for each person who is injured, up to the specified limit, during the covered event for a covered cause of loss.

Liability Insurance and Medical Payments have no deductible. Property Damage Liability offers deductibles starting at $1,000 up to $10,000.

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What if you have to cancel your private event? What if the honoree(s) gets sick? What if the caterer doesn’t show up? Cancellation/Postponement Insurance pays the nonrefundable expenses incurred when the celebration must be canceled or postponed for reasons beyond your control. You may purchase cancellation coverage on its own or in combination with other coverages. Optional coverage limits and deductibles are available.

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Loss of Deposts

You have place a deposit for your event location. You paid more deposits to the DJ and caterer. Then, in the middle of planning your party, the DJ goes out of business. They don’t answer their phone, and their inbox is full. How do you get your deposit back? Loss of Deposits Insurance pays for lost deposits that you have paid if they become nonrefundable because someone you hired to provide goods, or services went out of business.

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Hiring a photographer for your party? What if the photographer forgets to show up? Photographs and Video Coverage will pay to retake the photographs or video recording if the photographer or videographer fails to appear, disappears after the event with your pictures, or the pictures are lost, damaged or stolen. Our coverage pays to rehire a photographer, rent a premises to stage the photos, and rent necessary attire, if applicable. It also covers travel expenses for the honoree(s).

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Special Attire

Does your party require your honoree(s) to wear special attire? Special Attire coverage pays to repair or replace the special attire worn by the honoree(s) if it is lost, stolen or damaged. This includes any financial failure of the store, seamstress or tailor within the United States or Canada.

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At parties such as anniversaries, birthdays, bar mitzvahs, and bat mitzvahs guests bring or send gifts. Gift insurance will pay to repair or replace gifts that are lost, stolen or damaged anywhere within the United States and Canada. Purchase gift coverage on its own or in combination with other coverages. Optional coverage limits and deductibles are available.

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Will you be giving your spouse a bracelet, necklace or ring for their anniversary? You may want to consider optional jewelry coverage which will pay to repair or replace jewelry you own when it is lost, stolen or damaged anywhere within the United States and Canada. (A police report is required for lost/stolen jewelry.)

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Rented Property

Having a large private party? Renting tents? Generators? Tables and chairs? Rented Property insurance is a good choice. This coverage pays for repair or replacement of rented property.

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Professional Counseling

If your event is canceled, the Professional Counseling insurance pays for professional counseling prescribed by a medical physician provided that your event is covered under cancellation insurance.

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